Life Insurance Association (LIA)

How will the new requirements for Integrated Shield Plan riders affect you?

New riders sold from April 2026 will have to impose the minimum deductibles that patients have to pay before insurance kicks in.

Insurers to let policyholders switch to new riders of similar, lower benefits without extra underwriting

Insurers will be facilitating transition of their policyholders to new riders without any additional underwriting.

MOH moves to curb rising premiums; IP riders sold from April 2026 won’t cover minimum deductibles

New riders on top of Integrated Shield Plans (IPs) to be sold from April 2026 can no longer cover the minimum IP deductibles, which means patients who are hospitalised, even if they do so for simple scans, will have to pay for hospitalisation costs themselves.

Six out of seven insurers raised premiums for Integrated Shield plans, riders in 2025

An Integrated Shield plan is optional health coverage provided by private insurance companies on top of MediShield Life.

Second-generation insurance agents: The perks and pain of following their parents’ path

(Clockwise from top left) Ms Wivina Siah with her father; Mr Salim M Amin with his daughter and late father; Ms Chloe Ng with her parents; Ms Evelyn Quek with her parents; Mr Jeremy Chua and his father; Ms Shanelle Jiang and her mother.

Forum: Integrated Shield Plan insurers will ensure access to quality and affordable healthcare

askST: Thinking about buying an investment-linked plan? Here’s what you should know

1113H 法庭儿子起诉父亲 / ISTOCKPHOTO

Concerns raised over investment-linked insurance plans as demand for them goes up in S’pore

The number of complaints against investment-linked insurance policies hit a peak in 2024 at 211, from 55 claims in 2023.

Singapore life insurance sales surge in first half, led by boost in investment-linked plans

Office workers walking at Raffles Place Park within the heart of Singapore's financial centre in the CBD area on Feb 14, 2024. employment, manpower, labour

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MDDI (P) 046/10/2025. Published by SPH Media Limited, Co. Regn. No.202120748H. Copyright © 2025 SPH Media Limited. All rights reserved.