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Retirement planning

Financial freedom is being able to pay for all expenses, not how much you have

Many people face risk of not having enough money because they do not even know how much they need to spend every month
Many people face risk of not having enough money because they do not even know how much they need to spend every month

Can AI help non-savvy people plan for financial freedom?

Nearly one-third of people who have used generative AI for financial advice said they sought its help saving for retirement.
Nearly one-third of people who have used generative AI for financial advice said they sought its help saving for retirement.

How a retiree topped up her CPF yearly to receive a $4,600 monthly payout

Due to her effort in topping up her retirement account, the retiree receive about $55,000 annually just from her CPF monthly payouts.
Due to her effort in topping up her retirement account, the retiree receive about $55,000 annually just from her CPF monthly payouts.

New flight plan for CPF savings: Long overdue, but may not suit everyone

By 2028, CPF members will be offered a new, fuss-free investment scheme.
By 2028, CPF members will be offered a new, fuss-free investment scheme.

Migrating from Malaysia: The Singapore I chose has changed

Migration is a lasting trade-off: exchanging one set of certainties for another life altogether, and learning to take responsibility for that decision as circumstances evolve.
Migration is a lasting trade-off: exchanging one set of certainties for another life altogether, and learning to take responsibility for that decision as circumstances evolve.

News analysis

Making your CPF work harder for a comfortable retirement

The new scheme is meant to complement, not replace, the existing CPF Investment Scheme which currently allows members to choose over 700 products on their own.
The new scheme is meant to complement, not replace, the existing CPF Investment Scheme which currently allows members to choose over 700 products on their own.

More Singaporeans to get matching govt grants for retirement, healthcare savings

The Matched Retirement Savings Scheme and Matched MediSave Scheme will allow more eligible Singaporeans to get matched contributions from the Government.
The Matched Retirement Savings Scheme and Matched MediSave Scheme will allow more eligible Singaporeans to get matched contributions from the Government.

Higher CPF monthly salary ceilings, CPF contribution rates and other changes from 2026

Facade of the CPF Bishan Building 
Facade of the CPF Bishan Building 

Multiple streams of income beyond a stable job? Yes, say Gen Zs

(Clockwise from left) Ms Kylie Lee, Mr Isaac Low and Mr Johnson Gunasekaran.
(Clockwise from left) Ms Kylie Lee, Mr Isaac Low and Mr Johnson Gunasekaran.

How couples can plan for old age by retiring separately

Jeffrey and Diane Holtaway planned to retire separately but the first years were trickier than expected.
Jeffrey and Diane Holtaway planned to retire separately but the first years were trickier than expected.

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MDDI (P) 046/10/2025. Published by SPH Media Limited, Co. Regn. No.202120748H. Copyright © 2026 SPH Media Limited. All rights reserved.