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IP insurers offer cheaper riders that still protect against huge hospital bills
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Two in three of the 2.97 million people, or 71 per cent of residents, with Integrated Shield Plans also buy riders to prevent the shock of facing a huge medical bill.
PHOTO ILLUSTRATION: PEXELS
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SINGAPORE – As people age, some are giving up their private medical insurance plans and riders because of the high premiums charged.
To retain them, several insurers offer a choice of riders: Maximum coverage at higher premiums, or less cover at lower premiums.

