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He turned a bad debt into a $90 million food empire

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Alex Chia became the reluctant owner of a coffee shop in Ubi when a loan he had given a friend turned bad. Making the best of a bad situation, he turned the coffee shop around and grew it into a food empire.

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Mr Alex Chia's motto in life can be summed up in three simple words.
"Hao hao huo," he says, using the Mandarin phrase which means to live life well.
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