Singaporeans are facing more money troubles now than the year before.

More people are seeing poorer investment returns, increased debt stress, and retirement plans knocked off-track, reveals the OCBC Financial Wellness Index 2022 released on Tuesday.

This is likely due to a combination of factors including inflationary pressures, rising interest rates and market volatility, says the bank.

Singaporeans polled in the survey scored an average of 61 out of 100 in terms of financial wellness – down from last year’s 62, and returning to the same average Index score in 2020 when they were grappling with the start of the pandemic.

In contrast, Singaporeans scored 63 in 2019.

What are the key findings of this year’s survey? Who are those whose investments were most affected?

This was produced in partnership with OCBC Bank.