For subscribers

I spoke to my future self and didn’t like her. But I learnt something

The writer chatted with an AI-generated version of her future self about finances, health, employability and solitude.

Sign up now: Get tips on how to grow your career and money

The platforms asks you a series of personal questions and then builds a version of you 20 years in the future.

The platforms asks you a series of personal questions and then builds a version of you 20 years in the future.

ST ILLUSTRATION: CEL GULAPA

Google Preferred Source badge

In my early 30s, my future goals were clear: buy a flat, work abroad, and build a career as a financial journalist. Now, as I approach my mid-40s, planning for retirement feels more tricky. It’s become harder to articulate what more I want to achieve in the next 20 years, especially with the unpredictability ahead.

At the same time, the sheer volume of content about rising costs, ageism and health risks in old age – combined with an endless list of investment and insurance options – often leaves me feeling overwhelmed, anxious and unsure of where to start.

See more on