Better to get CareShield Life earlier than later

There are advantages to signing up early, including immediacy of coverage and participation incentives for the Pioneer and Merdeka generations.

While CareShield Life provides good protection against severe disability, it may not make sense for everyone to join, says the writer. ST PHOTO: LIM YAOHUI
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While they can wait for up to two years if they want to, people born before 1980 who would like to take on the protection of CareShield Life insurance would be better served doing it sooner rather than later.

There is no difference in the amount paid, but coverage begins immediately. Buying in early would also ensure they don't get disqualified should anything untoward happen in these two years.

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