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MediShield Life or Integrated Shield Plan? How about riders? What are your health insurance options
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A more comprehensive coverage in the form of an Integrated Shield Plan provides additional coverage for stays in private hospitals, or in Class A and B1 wards in public hospitals.
ST PHOTO: LIM YAOHUI
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SINGAPORE – Singaporeans are not using their health insurance plans fully, with about half of those with Integrated Shield Plans (IPs) going for subsidised care in public hospitals.
As Health Minister Ong Ye Kung previously noted, these patients needed only MediShield Life and hence could have saved a lot on IP premiums.
