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Young & Savvy: Which card should you use for spending on your next overseas holiday?
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Credit or debit cards often include fees on foreign transactions, and only show on card statements after a purchase.
PHOTO ILLUSTRATION: PEXELS
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SINGAPORE – I was travelling to Bintan with a friend over Christmas and realised on the ferry that I had forgotten to exchange foreign currency.
I was so busy at work and with year-end celebrations that it had completely slipped my mind.

