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Young & Savvy: Should I get a credit card for a free luggage bag?

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Credit cards can be a force of good if used prudently.

PHOTO: REUTERS

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SINGAPORE - I walked past a booth in a shopping mall atrium recently where a sales promoter was offering a free item of Rimowa luggage for customers who sign up for a new credit card.
I was tempted. The sleek, shining suitcases were beautiful to behold and I needed a new one after my previous one's handles were worn out from my travels.
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