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What are the alternatives to stock investment

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Even if you are starting out in your first job, it’s a good idea to keep an emergency fund in short-term, interest-bearing accounts.

Even if you are starting out in your first job, it’s a good idea to keep an emergency fund in short-term, interest-bearing accounts.

PHOTO ILLUSTRATION: NYTIMES

Jeff Sommer

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The stock market has been strutting into the spotlight lately, with talk – however premature – of a new artificial intelligence-driven bull market popping up nearly everywhere you turn.

Amid all the hoopla, you can easily miss the solid returns being posted by far less glamorous but always important and, at the moment, compelling asset classes: fixed-income investments, including bonds and cash.

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