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US home bakers who make over $120,000 annually

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Bonnie Ohara makes sourdough bread in Modesto, Calif., Jan. 22, 2026. Ohara was one of the first people to obtain a cottage baking permit from the state of California. (Ashley Lima/The New York Times)

Ms Bonnie Ohara was one of the first people to obtain a cottage baking permit from the state of California.

PHOTO: ASHLEY LIMA/NYTIMES

Meghan McCarron

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Ms Marcelle Malkin wakes up at 3am to start work in her sourdough bakery in South Carolina. But she does not have to go far. While her husband and children sleep, she mixes dough, shapes loaves and bakes bread, all in the basement of her home.

It is not a small operation. The bakery produces 400 loaves a week, distributed at 11 locations around the booming suburb of Charlotte, North Carolina. Ms Malkin owns two bread ovens. Five part-time employees work in her home, including one who comes in at 7.30am, so Ms Malkin can take her children to school.

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