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Claim-based insurance: The dollars and cents of your choice

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The bill difference between a public and private hospital can be huge.

ST PHOTO: CAROLINE CHIA

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It is no surprise that insurers price premiums according to the hospitals their customers choose.
After all, hospital charges, not doctors' fees, often comprise up to 60 per cent or more of a patient's bill, especially for those who are warded for many days.
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