In the early days of the coronavirus pandemic, Ms Nora Herting decided to try financial therapy.
"I didn't even know what it was, exactly," she said. "I heard about it and thought, 'That sounds like something I need right now'." The owner of a small business whose revenue had been decimated by lockdowns, she faced agonising choices between her own financial security and that of her company, including her 14 employees.
Already a subscriber? Log in
Read the full story and more at $9.90/month
Get exclusive reports and insights with more than 500 subscriber-only articles every month
ST One Digital
$9.90/month
No contract
ST app access on 1 mobile device
Unlock these benefits
All subscriber-only content on ST app and straitstimes.com
Easy access any time via ST app on 1 mobile device
E-paper with 2-week archive so you won't miss out on content that matters to you