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Renter's insurance for college students

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For those who are heading overseas for their studies, here is another item that you should add to your shopping list - renter's insurance at the country you are heading to.
The insurance can help pay for personal property that is stolen or damaged by accidents like fires from cooking. It offers liability coverage to help cover medical and legal costs if someone is injured at your place or someone's belongings are damaged. And some policies pay for a hotel and meals if a calamity leaves the property unlivable.
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