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Me & My Money: Be cautious and don't over-leverage, advises tech group CEO

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Founder and CEO of GUUD Desmond Tay.

ST PHOTO: LIM YAOHUI

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SINGAPORE - Business owner Desmond Tay believes in keeping it simple when it comes to personal finance - spend within your means and do not over-leverage.
Its an approach that he extends to running his firm, with risks carefully calculated and financial outlays made cautiously.
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