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Me and My Money: Being down to her last dollar gave finance exec a lasting budgeting lesson

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Portrait of Daphne Tan from CMC Markets Singapore taken on Feb 4, 2025.

Ms Daphne Tan started investing shortly after she joined CMC Markets. Her initial motivation was to test strategies before recommending them to clients.

ST PHOTO: CHONG JUN LIANG

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SINGAPORE – Realising that there is no money to even buy food is a nightmare – one that Ms Daphne Tan faced when she was an undergraduate in Australia.

She says she had poor saving habits then, even though she was making some money with part-time gigs at a cafe, Italian restaurant and bakery.

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