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Me and My Money: Being down to her last dollar gave finance exec a lasting budgeting lesson
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Ms Daphne Tan started investing shortly after she joined CMC Markets. Her initial motivation was to test strategies before recommending them to clients.
ST PHOTO: CHONG JUN LIANG
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SINGAPORE – Realising that there is no money to even buy food is a nightmare – one that Ms Daphne Tan faced when she was an undergraduate in Australia.
She says she had poor saving habits then, even though she was making some money with part-time gigs at a cafe, Italian restaurant and bakery.

