You are treating the family to a dinner at a new restaurant near your home. Before walking there, you stuff two $50 notes into your pocket as you assume it would be enough. Imagine the embarrassment when the waiter shows you a bill for $120 later.
If you think being caught in public without enough money is bad, imagine the horror of having a bank account that has only a little left at old age because you have underestimated the expenses that you have to pay all these years.
Already a subscriber? Log in
Read the full story and more at $9.90/month
Get exclusive reports and insights with more than 500 subscriber-only articles every month
ST One Digital
$9.90/month
No contract
ST app access on 1 mobile device
Unlock these benefits
All subscriber-only content on ST app and straitstimes.com
Easy access any time via ST app on 1 mobile device
E-paper with 2-week archive so you won't miss out on content that matters to you
