In The Money

Do your homework before starting investing

In this new fortnightly series, we address readers’ queries on investing issues. This week, we highlight the ways in which a family with some spare cash can start investing.

Couples in their late 30s or early 40s should be able to build a decent investment portfolio with another 20 or so years of employment income before retirement, says the writer. PHOTO: ISTOCKPHOTO
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Q: We’ve sold our HDB flat in Bishan and have moved into a condo. We have some cash available and would like to start investing. We are in our early 40s with a young child. What are our options?

It is good to make a decisive start now that you have spare funds available. Strike while the iron is hot as these extra funds can disappear like a flash when expenses and emergencies crop up.

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