Insurance: Pay more if you see your own doctors

From April, new medical plans will pay less unless you seek treatment from insurers' panels

Unless you are prepared to pay more, the days of consulting private doctors who are not on your insurers' panels for hospital treatment will soon be over for most people.

Instead of just making co-payment compulsory in new "riders", which are add-on policies to the main private medical plans, the six major insurers - AIA, Aviva, AXA, Great Eastern, Income and Prudential - want customers to seek treatment with their accredited specialists or doctors at public hospitals.

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A version of this article appeared in the print edition of The Sunday Times on March 07, 2021, with the headline 'Insurance: Pay more if you see your own doctors'. Subscribe