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Why I don’t own a credit card… and will never need one
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When the writer makes purchases, she wants to do so with the knowledge that they have been paid for.
ST ILLUSTRATION: CEL GULAPA
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SINGAPORE – I have never had a credit card, because I am uncomfortable with the idea of spending money that I actually do not have.
When I make purchases, I want to do so with the knowledge that they have been paid for. This applies even for bigger expenditure, such as my membership at True Yoga, now Yoga Edition.
