For subscribers

Why I don’t own a credit card… and will never need one

Sign up now: Get ST's newsletters delivered to your inbox

When the writer makes purchases, she wants to do so with the knowledge that they have been paid for.

When the writer makes purchases, she wants to do so with the knowledge that they have been paid for.

ST ILLUSTRATION: CEL GULAPA

Follow topic:

SINGAPORE – I have never had a credit card, because I am uncomfortable with the idea of spending money that I actually do not have.

When I make purchases, I want to do so with the knowledge that they have been paid for. This applies even for bigger expenditure, such as my membership at True Yoga, now Yoga Edition.

See more on