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How to plan your life when hit by disability
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Mr Fred Schwartz, who has multiple sclerosis, at his home in New Jersey last month. Medicare did not cover the standing frame, so he raised over US$10,000 in a GoFundMe campaign to pay for the US$15,000 device.
PHOTO: NYTIMES
NEW YORK (NYTIMES) - When Mr Fred Schwartz was diagnosed with multiple sclerosis in 1994, the financial challenges that lay ahead were not top of mind.
"My health was my main concern," he said. "I didn't know what was going to happen." But the costs of his chronic illness began to loom large eight years later when Mr Schwartz, 52, left his job as an insurance reimbursement manager for a nursing home company. By then, he could no longer use his legs.


