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How to make and keep New Year’s financial resolutions
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You can still shop within your means if you have made clear plans to increase your savings every month.
PHOTO: PIXABAY
Ann Carrns
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This is the time of year when many people make New Year’s resolutions – “I’m going to boost my savings” or “I’ll pay off my credit card debt” – even if they failed to keep them in the past.
“We tend to carve our life up into phases,” said associate professor of psychology E.J. Masicampo at Wake Forest University who is an expert on goal setting, and the start of another year “feels like a clean slate”.
