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Young & Savvy
How a week of trying not to spend money showed me the way of budgeting
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Some studies suggest it takes anything from three to 30 weeks to build a new routine, so one week is definitely not enough to rewire spending habits.
ST ILLUSTRATION: MANNY FRANCISCO
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SINGAPORE – Seven days, no spending. It sounded easy enough, but on day two, I had cracked and ordered a $20 McDonald’s breakfast meal.
I was attempting a “no-spend challenge” – one of the many questionable financial trends online – to make up for a recent trip to Bali where I somehow blew my budget on food, drinks and ocean-view hotel rooms.

