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The value of the investments upon redemption may be higher or lower than the initial amount invested.

The value of the investments upon redemption may be higher or lower than the initial amount invested.

PHOTO:ILLUSTRATION : PEXELS

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SINGAPORE - Most of us would have been at some point bombarded by saturation investment advertising, including pop-ups on our social media feed, promising high single-digit returns at a time when ordinary savings deposits are earning next to nothing.

These offers may come with enticing phrases such as “free insurance coverage”, “attractive returns” and “guaranteed returns” as well as a push to act fast as they are available for a “limited period only”. Some may even offer early sign-up cashback, urging you to transfer your money to lock in your investment before the offer expires. 

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