Me & My Money

Entrepreneur stays nimble to tap new opportunities

CardUp founder avoids products with lock-in periods and takes a higher-risk approach to investing

Ms Nicki Ramsay, founder and chief executive of payments platform CardUp, views money as a tool that gives one the option of spending time however one wishes. "For me, this has often meant spending time on something that's important to me or experien
Ms Nicki Ramsay, founder and chief executive of payments platform CardUp, views money as a tool that gives one the option of spending time however one wishes. "For me, this has often meant spending time on something that's important to me or experiencing something new or different, rather than buying the next material thing," she says.ST PHOTO: GIN TAY

Avoiding investments with too many lock-in periods or onerous penalty fees ensures entrepreneur Nicki Ramsay can stay nimble and respond quickly to new opportunities.

The founder and chief executive of payments platform CardUp believes investors should also get into a routine of periodically doing a full overview of their financial positions to make sure that they do not have unexpected surprises.

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A version of this article appeared in the print edition of The Sunday Times on June 06, 2021, with the headline 'Entrepreneur stays nimble to tap new opportunities'. Subscribe