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Don’t listen to your brain when it comes to spending
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With the average credit card interest rate at nearly 24 per cent, it’s expensive to stay in debt.
PHOTO: ST FILE
Kristin Wong
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Ms Sara Fernandes was 26 when she got her first credit card.
“It felt like free money. I could buy stuff and not worry about paying for it. That’s where my mind was at,” she said.
