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3 tips on how to track household expenses
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Many people don’t realise that the key to a good retirement does not only depend on how much you have, but also how much you spend.
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Many people find it hard to create a workable household budget to keep a lid on their expenses because they are clueless as to how much they actually need in the first place.
You cannot simply put aside $3,000, for example, and try to stick to this amount every month. Doing so will just make you feel miserable when you realise that the kitty is already empty before the month is out.

