Invest Talk Podcast: Building in more certainty in your retirement planning

(From left) Elijah Lee, Senior Financial Services Manager at PhillipCapital, ST podcast producer Teo Tong Kai, and associate editor and senior columnist Lee Su Shyan in the podcast studio. ST PHOTO: EDEN SOH

Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors at The Straits Times - offer you an extra edge in managing your hard-earned money.

In this episode, host Lee Su Shyan hears from her guest Elijah Lee, senior financial services manager at PhillipCapital, on how to build in more certainty in retirement planning despite increasingly uncertain times. 

Highlights (click/tap above):

1:40 Evaluate the cashflows you will receive during retirement  

3:15 Essential spending and what’s a retirement “pay-cheque”  

5:19 What else can you consider if CPF Life payouts are insufficient?  

7:25 Discretionary spending and the concept of a retirement “play-cheque”  

9:10 Is it too early in your 20s to start, or too late in your early 50s? When is the best time to start thinking of investing for retirement?

Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ernest Luis, Teo Tong Kai and Eden Soh

Edited by: Teo Tong Kai

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Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.

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