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Financing outlook brightens for S’pore SMEs with more looking to take business loans to expand
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The Association of Small and Medium Enterprises said the situation improved towards the tail end of 2025 as interest rates dipped.
ST PHOTO: SHINTARO TAY
- Singapore SMEs anticipate better borrowing terms in 2026 due to declining interest rates, making loans more attractive.
- GXS Capital highlights that many SMEs maintain credit lines for flexibility, using them for seasonal needs.
- GXS Capital aims to leverage Grab and Singtel's networks, offering financing to Grab merchants and Singtel suppliers, expanding its reach in SME lending.
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SINGAPORE – Small and medium-sized enterprises (SMEs) in Singapore are looking forward to better terms of borrowing in 2026, following tougher financing conditions over the past year.
Mr Ang Yuit, president of the Association of Small and Medium Enterprises, said the situation improved towards the tail end of 2025 as interest rates dipped
