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Mortgages/Real estate credit

Americans are losing their homes to zombie mortgages

Inaction by most state lawmakers and federal regulators has left borrowers with little defense against debt collectors.
Inaction by most state lawmakers and federal regulators has left borrowers with little defense against debt collectors.

Why a man who earned over $88k a month had total savings of only $13k

This case shows that high income does not mean high savings if your expenses are equally high as well.
This case shows that high income does not mean high savings if your expenses are equally high as well.

Trump says 50-year mortgages would be no ‘big deal’

US President Donald Trump wants to offer a 50-year mortgage as a way to make owning a house more affordable than with typical 30-year loans.
US President Donald Trump wants to offer a 50-year mortgage as a way to make owning a house more affordable than with typical 30-year loans.

S’pore households should stay prudent in making big financial commitments, including property: MAS

MAS noted that while outstanding mortgage loans have risen, household financial assets have grown faster than household debt.
MAS noted that while outstanding mortgage loans have risen, household financial assets have grown faster than household debt.

More HDB flat owners refinancing to cheaper bank loans as interest rates drop to 3-year low

In addition to lower rates, local banks have been offering cash rebates and legal fee subsidies to lower the costs of refinancing.
In addition to lower rates, local banks have been offering cash rebates and legal fee subsidies to lower the costs of refinancing.

Home equity loans on the rise in Singapore but experts urge caution over their use for investments

The average amount of money owed on a home equity loan taken on a private property rose 15.5 per cent in the second quarter of 2025 from the same period a year ago.
The average amount of money owed on a home equity loan taken on a private property rose 15.5 per cent in the second quarter of 2025 from the same period a year ago.

When buying overseas homes, don’t compare with Singapore prices

Just because overseas homes are cheaper than those in Singapore, you should never assume you will always make money in such investments
Just because overseas homes are cheaper than those in Singapore, you should never assume you will always make money in such investments

When kids get help from parents to buy homes

While generational wealth may be a subject of envy, many young people are relying on family money to get a leg up in the housing market.
While generational wealth may be a subject of envy, many young people are relying on family money to get a leg up in the housing market.

S’pore home loan growth continues uptrend, but analysts see no sign of financial stress

Mortgage loans grew at a faster pace of 5.2 per cent year on year in the second quarter to $284.3 billion, according to household balance sheet numbers from the Department of Statistics (SingStat) on Aug 26.
Mortgage loans grew at a faster pace of 5.2 per cent year on year in the second quarter to $284.3 billion, according to household balance sheet numbers from the Department of Statistics (SingStat) on Aug 26.

Hong Kong property stress spurs call for $3.2 billion support fund

Hong Kong’s commercial real estate slump is causing a surge in non-performing loans, forced asset sales and liquidity challenges for developers and investors, a representative of the Hong Kong and International Chapter of the China Real Estate Chamber of Commerce said.
Hong Kong’s commercial real estate slump is causing a surge in non-performing loans, forced asset sales and liquidity challenges for developers and investors, a representative of the Hong Kong and International Chapter of the China Real Estate Chamber of Commerce said.

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MDDI (P) 046/10/2025. Published by SPH Media Limited, Co. Regn. No.202120748H. Copyright © 2025 SPH Media Limited. All rights reserved.