ST Podcast: How to make your credit card work harder for you

Money Hacks podcast host Ernest Luis (left) chats with Standard Chartered Bank Singapore's Natalia Goh and finds out how to make credit cards work harder for you.
Money Hacks podcast host Ernest Luis (left) chats with Standard Chartered Bank Singapore's Natalia Goh and finds out how to make credit cards work harder for you.

Money Hacks Ep 28: How to make your credit card work harder for you

7:35 mins

Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

Standard Chartered's Unlimited Cashback Card, which offers 1.5 per cent cashback on spending with no cap, is among the best in the market, as The Straits Times had previously reported.

Ms Natalia Goh - head of credit cards and personal loans for Standard Chartered Bank Singapore - explains why practical Singaporeans love cashback cards. 

To make your credit card work harder, keep three pointers in mind: 

1. Know your lifestyle needs  and spending habits

2. Read and compare terms, conditions and benefits of credit cards online first, before applying

3. Look out for seasonal promotions, ahead of the approaching Christmas period for example

She gives us tips on how to look for different credit cards for different needs - ranging from petrol to dining, and online shopping.

Produced by: Ernest Luis

Like, subscribe and rate our Money Hacks podcast on:

Spotify: http://str.sg/oeGN

iTunes: http://str.sg/oeXe

Google podcasts: http://str.sg/oeGd

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.