Minor Issues

Money mantras my family lives by

My wife and I teach our sons to live well within their means and get a return on their investments

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ST ILLUSTRATION: CEL GULAPA

I grew up in a single-parent household, living off a primary school teacher's salary and in a four-room Housing Board (HDB) flat.
As the first person in my immediate family to enter university in the mid-1990s, I had to pay for my own university tuition fees, due to the family's financial circumstances.
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