Rocky road to medical school for student from low-income family

Ms Toh Ker Yin took a bank loan of more than $100,000 to pay for medical school. She has since received a few bursaries that cover 60 to 70 per cent of tuition fees. She also works part-time as a retail assistant or beauty product promoter during the
Ms Toh Ker Yin took a bank loan of more than $100,000 to pay for medical school. She has since received a few bursaries that cover 60 to 70 per cent of tuition fees. She also works part-time as a retail assistant or beauty product promoter during the school holidays to help with expenses. ST PHOTO: KELVIN CHNG
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Medical student Toh Ker Yin has had to overcome many hurdles to get to where she is today.

The 20-year-old, who is in her second year at the National University of Singapore's Yong Loo Lin School of Medicine, said that applying for medical school was a "leap of faith".

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A version of this article appeared in the print edition of The Straits Times on September 16, 2019, with the headline Rocky road to medical school for student from low-income family. Subscribe