The proposed CareShield Life scheme has generated much debate both inside and outside Parliament. Its broad thrust - to provide an inclusive national insurance scheme for the long-term care of our ageing population - is very welcome. But the devil is in the details.
There are three points that cry out for clarification, further discussion and reconsideration - gender-differentiated premiums, the projection that one in two Singaporeans could be severely disabled in old age, and the definition of "severely disabled".
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