Millennial Mind

Riding the BTO roller coaster

Four rounds of applications, one round of cooling measures, lots of ups and downs, and the wait continues for me and my partner

During the Before Times, or pre-pandemic days, my partner and I had decided to wait till I graduated from university and landed a full-time job before applying for a Housing Board flat. That would've been this year.

The average waiting period for Build-To-Order (BTO) flats was around three to four years then (around 2019). Our plan was to book a flat in 2021 - our fifth year together, when I am 24 years old and my partner, 29 - which would have been just nice for me to settle into my career and become financially stable, before getting married just as our BTO flat is ready, around 2023 to 2025.

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A version of this article appeared in the print edition of The Sunday Times on December 19, 2021, with the headline Riding the BTO roller coaster. Subscribe