ST Headstart: The rewards of tracking daily spending

How tracking daily expenses can help reduce money anxiety

Welcome to the latest edition of ST HeadSTart, bringing you the best of The Straits Times’ career and personal finance coverage every Tuesday noon. Sign up here to get weekly tips right into your inbox.


Hello, it’s Sue-Ann here.

This will be a common sight to my friends – me feverishly entering my expenditure into an app the moment I spend money in the supermarket or after paying for dinner. Tracking every cent that leaves my bank account has become a habit for me, and it seems that I am not alone. In her Young & Savvy column, my colleague Rosalind Ang shares tips on how she keeps track of her daily expenses in an attempt to cut down on frivolous spending and better manage her finances. 

Do you also track your daily expenses and which methods do you use? If you have any suggestions, do let us know at headstart@sph.com.sg

Speaking of money, it is the time of year again when many of us collect our year-end bonuses and either groan or celebrate over salary letters. But is everyone entitled to a 13th-month bonus? Tay Hong Yi asks the hard questions in his askST Jobs column. 

 Stay hydrated! 

 

 

The lure of Labubu and what many of us don’t get

Labubu became the answer to our problems of loneliness. Frankly, this writer thinks we could use more of that happy toy.

READ MORE HERE


What is the 13th-month bonus and are you entitled to one?

Employees may not necessarily lose out even if they do not get an annual wage supplement.

READ MORE HERE


Singapore hiring outlook positive for first quarter of 2025: Poll

Employers here are cautiously optimistic about their hiring plans in the new year, with sectors like transport especially eager to hire. 

READ MORE HERE


A newbie’s guide to ETFs and their risks

ETFs offer benefits like diversity and choice, but investors also need to beware of the risks involved. 

READ MORE HERE


The support group I didn’t know I needed

Think you dont need a support group? The writer connected with a bunch of strangers and it made her life better.

READ MORE HERE


ST Explains: What to look out for when engaging renovation contractors

Red flags include the lack of a written contract and a deal that is too good to be true.

READ MORE HERE

If you received this newsletter from someone, sign up here to get it right into your inbox!

Join ST's Telegram channel and get the latest breaking news delivered to you.