Retirement may be voluntary, where one does not have to or does not want to work any more, and yet have the resources to sustain himself for the rest of his life.
The article on July 10 ("Play golf? That's not a retirement plan") is probably talking about this kind of retirement.
But for most ordinary people, retirement can also be involuntary, where one cannot find work any more because of retrenchment or other factors.
Many Singaporeans will probably encounter these issues.
In such cases, the individual should not be exhorted to plan for voluntary retirement, but ought to be urged to make sure that his retirement is not an involuntary one.
That means, among other things, taking responsibility to ensure that one remains competent and employable.
Government and unions also have to do their part to help them.
I applaud the focused initiatives that the Ministry of Education and Ministry of Manpower are undertaking to train our young adults, and to ensure that they are fairly treated when companies have to retrench employees.
Chia Chian Hong