What does medical insurance cover?

I was a little confused after reading Madam Brenda Ho Chi Chia's letter about a maid's difficulty in getting treatment for cancer in Singapore due to the cost ("Doc gave maid hope in cancer battle"; last Friday),

Don't employers have to take out medical insurance for their maids, and is it not the employers' responsibility to get their maids treated for their medical conditions?

Perhaps the authorities could clarify what is covered under maids' medical insurance, and what employers' responsibilities are if their maids come down with serious illnesses like cancer.

Shamim Moledina (Ms)

A version of this article appeared in the print edition of The Straits Times on September 24, 2015, with the headline 'What does medical insurance cover?'. Subscribe