The report published on Wednesday ("AGO flags weak MOE controls over public funds") noted that loans due for recovery from National University of Singapore (NUS) and Nanyang Technological University graduates stood at $228.04 million last June.

When I graduated from NUS in 2009, I had a tuition fee and study loan amounting to close to $32,000.

However, I had difficulty finding employment, owing to the financial recession, when companies were cautious in hiring.

It took me two years to find full-time employment, and I felt stressed in trying to repay the loan.

With the slower economic growth and poor outlook in the major world economies today, many fresh graduates may be in the same boat as I was, and unable to find employment and repay their loans.

I am glad that the Ministry of Education looks at the financial situation of graduates and makes alternative arrangements for those with financial difficulties and unable to repay the loans.

I hope it can continue with its compassionate stance in dealing with loan defaulters with financial difficulties.

Liu Rijing