Small Change

Paying heed to pay now and pay later

New e-payment modes raise question of whether it is wiser to spend on credit or debit

My colleague and I had a debate in July on the best time to pay for our purchases.

She is a "credit person" who prefers to pay for her items in one lump sum at the end of the month, while I am a "debit person" who likes to pay for items immediately.

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A version of this article appeared in the print edition of The Sunday Times on September 15, 2019, with the headline 'Paying heed to pay now and pay later'. Print Edition | Subscribe