Managing money in tough times

Look for bargains in virus-affected sectors, invest idle cash in S-Reits, preferred stock and CPF accounts

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Shoppers in The Centrepoint. Reits here must pay out 90 per cent of their earnings to investors to keep their tax-exempt status.

ST PHOTO: DESMOND WEE

Larry Haverkamp

Times have changed and you need to handle your money differently. How? Look for bargains.
There are good ones but they won't last forever.
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