Time to do a finance audit as the year draws to a close

Review your finances and start the new year with a clear idea of where you stand and also have a plan on how to reach your financial goals

ST ILLUSTRATION: CEL GULAPA
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The year end means many of us will be busy with parties or preparing for the new year with all manner of self-improvement resolutions but it's also the perfect opportunity to do some financial housekeeping.

There is no better time to take stock of your finances and get a handle on how you have been spending your money over the past 12 months, and see if your savings and investments are on track to helping you reach your financial goals.

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A version of this article appeared in the print edition of The Sunday Times on December 29, 2019, with the headline Time to do a finance audit as the year draws to a close. Subscribe