Small Change

The lose-lose situation of millennial saving and spending

Financial advice for this age group can be unrealistic or guilt-inducing

Every so often, a self-proclaimed personal finance expert emerges, preaching the value of thrift to presumably shiftless millennials.

Balanced books are well and good, but sometimes this advice may veer into the territory of, say, tax deductions to encourage start-ups.

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A version of this article appeared in the print edition of The Sunday Times on April 01, 2018, with the headline 'The lose-lose situation of millennial saving and spending'. Print Edition | Subscribe