In The Money

Structured deposits riskier than fixed ones, but have better yield

In this fortnightly series, we address readers’ queries on investing issues. This week, we look at fixed deposits and bonds.

The return on a structured deposit depends on the performance of an underlying financial asset, product or benchmark. ST PHOTO: GIN TAY
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Q: What can give me a better interest rate than fixed deposits? I hear that bonds and structured deposits offer higher yields but they may be riskier.

If you are looking for yield, you could do worse than check out structured deposits - a product with higher rates than fixed deposits - but they are riskier and generally not available to retail investors.

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