Small Change

My to-do list for the New Year

Besides planning for financial and retirement needs, personal development also on cards

As the year comes to an end and a new year beckons, it is time to take stock of what has passed and make plans for what is to come. Instead of wondering where the hours, days and months of this year have gone, I try to put my time this month to good use by taking stock of how the year has worked out for me.

It is also time to reflect and plan my New Year resolutions.


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A version of this article appeared in the print edition of The Sunday Times on December 30, 2018, with the headline 'My to-do list for the New Year'. Print Edition | Subscribe