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How to make practical plans to start saving more
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You have a better chance at succeeding in saving more if you start with more reasonable targets.
PHOTO: LIANHE ZAOBAO
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SINGAPORE - For many people, financial resolutions might be light-hearted fodder for small talk at holiday parties. Not for Cynthia Luna. She is dead serious about them.
The financial planner from Waxahachie, Texas sends all her clients New Year’s cards with their resolutions written down in black and white. If you stray, prepare to hear about it.

