How investors view the series

Mr Getty Goh's biggest takeaway from the series is that the best time for people to invest is when they are in their 30s. Mr Wang Moo Kee said the series gave retail investors the know-how on how to effectively combine stocks in a portfolio to achiev
Ms Shona Chee said the series has helped her better understand the financial market and various financial products.ST FILE PHOTO
Mr Getty Goh's biggest takeaway from the series is that the best time for people to invest is when they are in their 30s. Mr Wang Moo Kee said the series gave retail investors the know-how on how to effectively combine stocks in a portfolio to achiev
Mr Getty Goh's biggest takeaway from the series is that the best time for people to invest is when they are in their 30s.ST FILE PHOTO
Mr Getty Goh's biggest takeaway from the series is that the best time for people to invest is when they are in their 30s. Mr Wang Moo Kee said the series gave retail investors the know-how on how to effectively combine stocks in a portfolio to achiev
Mr Wang Moo Kee said the series gave retail investors the know-how on how to effectively combine stocks in a portfolio to achieve returns.ST FILE PHOTO

The Save & Invest Portfolio Series comprised three simulated portfolios for three retail investors who represented the different age profiles of the general population. Here are their views about the series.

PRODUCT MARKETING MANAGER SHONA CHEE, 27, RECENTLY MARRIED

"This series has helped me better understand the financial market, various financial products and the importance of a diversified portfolio in this dynamic market.

"It was interesting to look at the simulated portfolio performance of Mr Goh and Mr Wang, who are in different life stages, as I begin a new life phase as well.

"I am now based in the US, so I tend to focus more on the US stock market instead."


BUSINESSMAN GETTY GOH, 40, MARRIED WITH TWO CHILDREN

"My takeaway is that it is never too late or early to start investing. Fresh grads or retirees can invest in the markets to derive returns... as seen from Ms Chee's and Mr Wang's portfolios."

"However my greatest takeaway is that the best time for anyone to invest is when they are in their 30s. This is the age when they have sufficient disposable income to invest (as compared to a fresh grad) while having a higher risk appetite, as compared to a retiree.

"This can be see from the highest returns garnered by my simulated portfolio, as an investor in my age group would be able to make more risky investments, compared to the rest."


RETIREE WANG MOO KEE, 63, MARRIED WITH FOUR CHILDREN

"The Save & Invest Portfolio Series provided retail investors with the know-how on how to effectively combine stocks in a portfolio to meet their objective of achieving returns. I note that there is a need to monitor and make changes according to market conditions and trends.

"Real estate investment trusts are a good tool for maximising returns."

Lorna Tan

A version of this article appeared in the print edition of The Sunday Times on February 18, 2018, with the headline 'How investors view the series'. Print Edition | Subscribe