Getting more bang for your buck

Home loans: Review your mortgage for best rates

Banks may offer different rates at different points in time, based on demand of funds. However, opting for the cheapest rates does not work for every home owner as individual needs vary.
Banks may offer different rates at different points in time, based on demand of funds. However, opting for the cheapest rates does not work for every home owner as individual needs vary. ST PHOTO: NEO XIAOBIN

Rising interest rates have put a dampener on some home owners servicing mortgages.

But it also means it's a good time to look at the type of loan you have and whether it might pay to switch.

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A version of this article appeared in the print edition of The Sunday Times on September 02, 2018, with the headline 'Home loans: Review your mortgage for best rates'. Subscribe