Medical, accident plans

"Health insurance is essential to help cover hospitalisation costs and medical expenses as we become more prone to illnesses as we age. A long-term care plan is advisable in the event that you are unable to take care of yourself due to sickness or disability. Finally, a personal accident plan will help

to protect you financially against any accident

and injuries."

MR MARC LANSONNEUR, DBS Bank managing director and head of

investment products (Singapore)